On June 23, 2025, the Federal Reserve revised its long-standing guidance on rating risk management processes at state member banks and bank holding companies (SR Letter 95-51). While the core framework remains intact, the revision includes a notable change that removes references to reputational risk from the evaluation criteria.

On August 22, 2024, the OCC, Federal Reserve Board, FDIC, NCUA, CFPB, FHFA, CFTC, SEC, and Treasury issued a joint notice of proposed rulemaking to implement the Financial Data Transparency Act of 2022 ("FDTA"). 

On June 25, 2023, Governor Michelle W. Bowman of the US Federal Reserve Board (FRB) gave a speech at the Salzburg Global Seminar on Global Turbulence and Financial Resilience reflecting her views on the way ahead for regulatory reform resulting from the series of bank failures across the United States in the spring of 2023, including Silicon Valley Bank (SVB), Signature Bank (Signature), and First Republic Bank.